Why you should donate a car

There are some of the older cars that you might just have sitting around the house or up by the garage. If you have a car that you feel is no good to anyone, you may want to think about doing something about them. Keep in mind that these cars don’t have to collect dust. You’ll want to keep in mind that there is a lot of time and energy to fix a broken car. Instead, you may just want to donate the car and get some benefits out it.

When it comes to these donations, you’ll want to keep in mind that these vehicles are worth more than you think. You’ll want to keep in mind that these donations do tend to give you a generous amount of tax deductions just for donating the cars for parts of scrap metal. You’ll find that all you have to do is pick out a charity that is willing to accept your donation. Then all you have to do is fill out some paper work and then the charity will have the car towed. With the towing, it is at no-cost for the owner.

You’ll also find that they will also take care of the title transfer and also you’ll be given a tax deductible receipt that will help you to show proof of the donation when it comes to tax time.

You will find that the benefits are great. You’ll be able to get rid of unwanted and unused cars. You’ll get a tax deduction. Finally, you’ll be helping the community.

Are you looking for ways to lower your Auto Insurance Premium? Auto insurance rates can spiral depending upon factors that include your age, past driving record, and other factors such as credit history. However, the trick is to find ways to lower the annual pay-off. We have pulled up for you the 5 quickest ways to lower your Auto Insurance Premium.


Tip 1: Hike up your deductible

Stop trying to get the ‘lowest deductible’, instead go in for a comfortably higher out of pocket payment plan. ‘Deductible’ is the amount that you would pay before your insurance policy kicks in. This is an easy way to reduce your periodic premium amount, however, be warned, in such a case, if something happens to your vehicle - you need to shell out more to cover the initial expenses, prior to going in for a claim.


Tip 2: Park your vehicle in a garage

One of the simplest ways to cut down on insurance premium is to park your vehicle in a garage, personal or commercial establishments. This helps in knocking off, in some cases, close to 20% of the premium. In a garage, the chances of your vehicle getting stolen or sideswiped are considerably lower. From a transaction perspective, parking in a garage could mean a difference between a preferred rate and a standard rate.


Tip 3: Shop around and bargain

Nothing beats the traditional ‘shop around to bargain’. Make sure you at least have three to four price quotes with you, prior to fixing on the service provider. Ensure that you are not shopping for price alone, but the whole deal.


Tip 4: Take a Defensive Driving Course

Not many people are aware of this. By volunteering for a state-approved defensive driving course, you can avail discounts in premium of up to 10%. However, do cross check with your insurer on this.


Tip 5: Downsizing Coverage

Well, downsizing coverage is perhaps the easiest way to lower your auto insurance premium. However, we suggest you to be careful and prudent, while taking this decision. This might save money, but, would also limit coverage.

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